Estate Planning and Trust Services.
Plan today and provide for your loved ones tomorrow.
We all know we can’t live forever. Isn't it nice to know that your decisions now can help provide for your family well into the future? By setting up a trust or estate plan now, you can help safeguard your assets and determine the direction of your legacy.
At Xceed Financial, we welcome the opportunity to explain the various trust instruments you have to choose from, including:
Revocable Trust: A trust that may be altered during your lifetime; considered part of the grantor’s estate and is subject to taxation; property is passed on to beneficiaries only upon death of grantor.
Irrevocable Trust: A trust that cannot be changed or canceled once established without consent of the beneficiary; contributions cannot be taken out of the trust by the grantor; offers tax advantages that revocable trusts do not.
Irrevocable Life Insurance Trust: Provides liquidity to pay your estate taxes; the irrevocable trust is named the owner and beneficiary of the life insurance policy, essentially removing the proceeds from the estate of the insured and the insured’s spouse.
Charitable Remainder Trust: Offers significant income and estate tax savings; make a charitable contribution, then continue to receive income from the gift or contribution during your lifetime; after your death or at the end of the trust’s term, the assets pass to the charity(ies) named; when the charity sells the assets, there are no capital gains taxes owed because charities pay no taxes. You may change the charitable beneficiary during your lifetime.
Trustee Services: LPL Financial provides trust services through its affiliate, the Private Trust Company, N.A. (PTC). The Private Trust Company’s dedicated team of consultants has extensive experience in all areas of trust planning.
Call 800.XFCU.222 (800.932.8222) or visit us online to schedule an appointment with one of our Financial Consultants today!
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Not NCUA Insured. |
No Credit Union Guarantee. |
May Lose Value. |
Products offered are not obligations of the credit union.
Securities & Insurance Products offered through LPL Financial & its affiliates, Member FINRA/SIPC.
Xceed Financial Credit Union and Xceed Financial Investment Services are not registered broker/dealers and are not affiliated with LPL Financial.
The LPL Financial registered representatives associated with this site may only discuss and/or transact securities business with residents of the following states:
AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, UT, VA, VT, WA, WI, WV
LPL Financial Consultants offer access to Trust Services through The Private Trust Company, N.A., an affiliate of LPL Financial.
LPL Financial Consultants do not offer tax advice. For tax assistance, please refer to your accountant or tax professional.
