As a member of Xceed Financial Credit Union you’re automatically enrolled in our Relationship Advantage program. No forms. No dues. Just extra benefits.
We use your entire household balance to ensure you’re earning the highest level possible, and we update your status monthly. So the more you rely on us for loans and savings, the more benefits you — and all members in your household — will gain! Plus, all members who have been with Xceed Financial for 20 years or more are automatically enrolled in the Loyalty Advantage program.
Relationship Advantage Levels & Benefits
Relationship Advantage level based on entire household balance, Loyalty Advantage level based on 20+ years of uninterrupted membership
Premier Advantage
$75,000 combined loans and core savings; Checking Account
- Automatic loan approval1
- Get our best loan rate available
- Additional .10% APY on any new Share Certificate2
- Free Platinum Checking Account
- Free Platinum Check Card with Rewards
- Free Web Banking & Bill Payer
- Free Xceed On-Call telephone banking
- Free Foreign ATM transactions3
- Free Shared Branch transactions3
- Free Personalized Checks (2 boxes per year
- Rebate ATM surcharge up to $10 per month
- $150 Mortgage Application Fee Rebated
- $75 Annual Home Equity Line Fee Waived
- Free Budget & Debt Counseling
- Free Travelers Cheques
- Free Notary Service
- Free Cashiers Checks
- Exclusive Discounts & Specials
Loyalty Advantage
20+ years of uninterrupted membership
- Additional .10% APY on any new Share Certificate2
- Free Platinum Checking Account
- Free Platinum Check Card with Rewards
- Free Web Banking & Bill Payer
- Free Xceed On-Call telephone banking
- Free Foreign ATM transactions
- Free Shared Branch transactions3
- Free Personalized Checks (2 boxes per year)
- Rebate ATM surcharge up to $10 per month
- $150 Mortgage Application Fee Rebated
- $75 Annual Home Equity Line Fee Waived
- Free Budget & Debt Counseling
- Free Travelers Cheques
- Free Notary Service
- Free Cashiers Checks
- Exclusive Discounts & Specials
Preferred Advantage
$30,000 combined loans and core savings; Checking Account
- Additional .05% APY on any new Share Certificate2
- Free Checking Account
- Free Web Banking & Bill Payer
- Free Xceed On-Call telephone banking
- Free Foreign ATM transactions3
- Free Shared Branch transactions3
- Free Corporate Checks4
- $150 Mortgage Application Fee Rebated
- $75 Annual Home Equity Line Fee Waived
- Free Budget & Debt Counseling
- Free Travelers Cheques
- Free Notary Service
- Exclusive Discounts & Specials
Membership Advantage
$2,500 Combined Loans and core savings
- Free Checking Account
- Free Web Banking & Bill Payer
- Free Foreign ATM transactions3
- Free Shared Branch transactions3
- Free Corporate Checks4
- Free Budget & Debt Counseling
- Free Travelers Cheques
- Free Notary Service
Effective October 2007
APY = Annual Percentage Yield
NOTES: Loans do not include Visa Credit Card balances. Core Savings includes Savings, Checking & Money Market accounts – Share Certificates & IRAs are not included. Relationship Advantage level based on entire household and is effective one full calendar month after achieving a qualifying balance. Loyalty Advantage level based on 20+ years of uninterrupted membership with Xceed Financial Credit Union.
1Premier members are automatically pre-approved for consumer loans –no application or income verification required. Xceed Financial Credit Union loan limits, collateral requirements and underwriting guidelines will be followed. Some restrictions apply. Home equity loans are not available in all states. Ask an Associate for complete details on the Premier Loan Guarantee.
2Annual Percentage Yield; does not apply to special certificate accounts.
3Premier and Loyalty members receive unlimited foreign ATM transactions and Shared Branch transactions; Preferred members receive ten free foreign ATM transactions and Shared Branch transactions; Membership level members receive five free foreign ATM transactions and Shared Branch transactions.
4Preferred members receive one free box per year; Membership Advantage members receive one free box at account opening.
