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Driving rates lower.

Auto Loans
Whether you have your heart set on a new car or truck, an RV, or a boat, get behind
the wheel with a low-rate Auto Loan from Xceed Financial. All loans feature:

  • No-hassle application online, by phone or in branch
  • Quick decisions in minutes
  • Great low rates, better than most banks
  • Flexible financing terms
  • Automatic payment option

Auto Loans
Finance up to 100% of the MSRP on new vehicles, or up to 100% of the Bluebook or
wholesale value of used vehicles, with available terms up to 84 months.

XFCU auto financing also available at auto dealers in greater Rochester/Buffalo and Texas areas.

 

XFCU Auto/Boat/RV Loan Features

LOAN TYPE NEW USED
CARS
(including vans, trucks, and utility vehicles)		 Up to 100% financing, terms up to 84 months

Mechanical Breakdown Insurance, GAP, Borrower Security available 		Up to 100% of wholesale value or appraised value, terms up to 84 months

Mechanical Breakdown Insurance, GAP, Borrower Security available
BOATS Up to 80% financing, terms up to 120 months Up to 90% of wholesale or appraised value, terms up to 120 months
RVs and
MOTOR HOMES 		Up to 80% financing, terms up to 180 months Up to 90% of wholesale or appraised value, terms up to 180 months depending on year and model

 

Auto Buying Resources
Where to begin?! Starting the Auto Buying process can be just a bit intimidating. Even if you’ve bought several cars over your lifetime, check out our Auto Buying Resource Center to make sure know the best deal when you see it.

Recreational Vehicle Loans
Finance up to 100% of the MSRP on a new RV or motorhome, or up to 90% of the
wholesale or appraised value on used vehicles, with available terms up to 180
months depending on year and model.

Boat Loans
Finance up to 80% of the new boat value, or up to 100% of the wholesale or
appraised value on used watercraft, with available terms up to 120 months.


Seize the day, today.
Xceed Financial offers three ultra-easy, and quick ways to apply for your personal loan.

  • Apply ONLINE
  • Call 800.XFCU.222 to complete an automated application
  • Stop by your local Xceed Financial Center to talk one-on-one with an expert member associate today