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Car Payment Calculator

Driving rates lower.

Auto Loans
Whether you have your heart set on a new car or truck, an RV, or a boat, get behind the wheel with a low-rate Auto Loan from Xceed Financial. All loans feature:

  • No-hassle application online, by phone or at any Financial Center
  • Up to 100% MSRP on new vehicles
  • Up to 100% of Bluebook or wholesale on used vehicles
  • Quick decisions in minutes
  • Great low rates
  • Automatic payment option


Xceed is partnered with Autoland to help members find and purchase new or used vehicles.
(Autoland services are available in the following states: AL, CA, CO, DE, FL, ID, KY, MA, MN, NV, NH, NM, OR, VT, WA, WY.)


Xceed is also partnered with Enterprise Car Sales to provide members with haggle-free pricing on a large number of certified makes and models. Enterprise offers friendly, professional service at 170 locations nationwide. To find one near you, click here.

XFCU Auto/Boat/RV Loan Features

LOAN TYPE NEW USED
CARS
(including vans, trucks, and utility vehicles)

Up to 100% financing

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Mechanical Breakdown Insurance, GAP, Borrower Security available

Up to 100% of wholesale value or appraised value

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Mechanical Breakdown Insurance, GAP, Borrower Security available

BOATS

Up to 80% financing

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Up to 90% of wholesale or appraised value

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RVs and
MOTOR HOMES

Up to 80% financing

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Up to 90% of wholesale or appraised value

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Recreational Vehicle Loans
Finance up to 100% of the MSRP on a new RV or motorhome, or up to 90% of the wholesale or appraised value on used vehicles.

Boat Loans
Finance up to 80% of the new boat value, or up to 100% of the wholesale or appraised value on used watercraft.

Seize the day, today.
Xceed Financial offers three ultra-easy, and quick ways to apply for your personal loan.

  • Apply online
  • Call 800.XFCU.222 to complete an automated application
  • Stop by your local Xceed Financial Center to talk one-on-one with an expert member associate today