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CD Growth Calculator

Highly rated.

Share Certificates
Earn our most competitive dividends on higher savings balances with a low-risk, high yield Share Certificate.

  • Open with as little as $500
  • Earn tiered dividends on higher account balances
  • Flexible terms from 30 days to 60 months
  • Option to upgrade to a higher dividend rate on most accounts
  • Transfer dividends to your personal checking or savings

Individual Retirement Accounts (IRAs)
First, dream. Next, make those dreams real with a tax-deferred Individual Retirement Account (IRA). Traditional? Roth? We’ll help choose the right option for you.
  • Choose from a Traditional IRA, Roth IRA, or a Coverdell ESA (Education Savings Account)
  • Contribute up to $5000 in 2008, with additional ‘catch-up’ contributions available to those age 50 or over
  • Annual contributions may be tax deductible
  • Withdrawals at age 59 1/2 may be penalty-free
  • Funds are NCUA-insured up to $250,000

Become one of us. Opening your new Xceed Financial checking, savings or Share Certificate account is easy. Apply online, call 800.XFCU.222, or stop by any XFCU Financial Center today.

 

CERTIFICATE TYPE

TERM MINIMUM TO OPEN ADD-ON OPTION RATE UPGRADE
6 Month Certificate 6 Month Term $500 Minimum . .
12 Month Certificate 12 Month Term $500 Minimum Quarterly Add-On Option .
15 Month Certificate 15 Month Term $500 Minimum Quarterly Add-On Option One-Time Rate Upgrade Option
18 Month Certificate 18 Month Term $500 Minimum Quarterly Add-On Option One-Time Rate Upgrade Option
24 Month Certificate 24 Month Term $500 Minimum Quarterly Add-On Option One-Time Rate Upgrade Option
36 Month Certificate 36 Month Term $500 Minimum Quarterly Add-On Option One-Time Rate Upgrade Option
48 Month Certificate 48 Month Term $500 Minimum Quarterly Add-On Option One-Time Rate Upgrade Option
60 Month Certificate 60 Month Term $500 Minimum Quarterly Add-On Option One-Time Rate Upgrade Option
30 - 180 Day Jumbo Certificates 30 - 180 Day Terms $50,000 Minimum . .
12 Month Jumbo Certificate 12 Month Term $100,000 Minimum . .