Highly rated.
Share Certificates
Earn our most competitive dividends on higher savings balances with a low-risk, high yield
Share Certificate.
- Open with as little as $500
- Earn tiered dividends on higher account balances
- Flexible terms from 30 days to 60 months
- Option to upgrade to a higher dividend rate on most accounts
- Transfer dividends to your personal checking or savings
Individual Retirement Accounts (IRAs)
First, dream. Next, make those dreams real with a tax-deferred Individual Retirement
Account (IRA). Traditional? Roth? We’ll help choose the right option for you.
- Choose from a Traditional IRA, Roth IRA, or a Coverdell ESA (Education Savings Account)
- Contribute up to $5000 in 2008, with additional ‘catch-up’ contributions available to those age 50 or over
- Annual contributions may be tax deductible
- Withdrawals at age 59 1/2 may be penalty-free
-
Funds are NCUA-insured up to $250,000
Become one of us.
Opening your new Xceed Financial checking, savings or Share Certificate account is easy.
Apply
online, call 800.XFCU.222, or stop by any XFCU Financial Center today.
CERTIFICATE
TYPE |
TERM
|
MINIMUM
TO OPEN |
ADD-ON
OPTION |
RATE
UPGRADE |
| 6 Month Certificate |
6 Month Term |
$500 Minimum |
. |
. |
| 12 Month Certificate |
12 Month Term |
$500 Minimum |
Quarterly Add-On Option |
. |
| 15 Month Certificate |
15 Month Term |
$500 Minimum |
Quarterly Add-On Option |
One-Time Rate Upgrade Option |
| 18 Month Certificate |
18 Month Term |
$500 Minimum |
Quarterly Add-On Option |
One-Time Rate Upgrade Option |
| 24 Month Certificate |
24 Month Term |
$500 Minimum |
Quarterly Add-On Option |
One-Time Rate Upgrade Option |
| 36 Month Certificate |
36 Month Term |
$500 Minimum |
Quarterly Add-On Option |
One-Time Rate Upgrade Option |
| 48 Month Certificate |
48 Month Term |
$500 Minimum |
Quarterly Add-On Option |
One-Time Rate Upgrade Option |
| 60 Month Certificate |
60 Month Term |
$500 Minimum |
Quarterly Add-On Option |
One-Time Rate Upgrade Option |
| 30 - 180 Day Jumbo Certificates |
30 - 180 Day Terms |
$50,000 Minimum |
. |
. |
| 12 Month Jumbo Certificate |
12 Month Term |
$100,000 Minimum |
. |
. |