Highly rated.
Share Certificates
Earn our most competitive dividends on higher savings balances with a low-risk, high yield
Share Certificate.
- Open with as little as $500
- Earn tiered dividends on higher account balances
- Flexible terms from 30 days to 60 months
- Option to upgrade to a higher dividend rate on most accounts
- Transfer dividends to your personal checking or savings
Individual Retirement Accounts (IRAs)
First, dream. Next, make those dreams real with a tax-deferred Individual Retirement
Account (IRA). Traditional? Roth? We’ll help choose the right option for you.
- Choose from a Traditional IRA, Roth IRA, or a Coverdell Education IRA
- Contribute up to $5000 in 2008, with additional ‘catch-up’ contributions available to those age 50 or over
- Annual contributions may be tax deductible
- Withdrawals at age 59 1/2 may be penalty-free
-
Funds are NCUA-insured up to $250,000
Become one of us.
Opening your new Xceed Financial Checking, Savings or Certificate account is easy.
Apply
online, call 800.XFCU.222, or stop by any XFCU Financial Center today.
CERTIFICATE
TYPE |
TERM
|
MINIMUM
TO OPEN |
ADD-ON
OPTION |
RATE
UPGRADE |
| Bronze Certificate |
6 Month Term |
$500 Minimum |
. |
. |
| Silver Certificate |
12 Month Term |
$500 Minimum |
Quarterly Add-On Option |
. |
| Millennium Certificate |
15 Month Term |
$500 Minimum |
Quarterly Add-On Option |
One-Time Rate Upgrade Option |
| Sterling Certificate |
18 Month Term |
$500 Minimum |
Quarterly Add-On Option |
One-Time Rate Upgrade Option |
| Gold Certificate |
24 Month Term |
$500 Minimum |
Quarterly Add-On Option |
One-Time Rate Upgrade Option |
| Platinum Certificate |
36 Month Term |
$500 Minimum |
Quarterly Add-On Option |
One-Time Rate Upgrade Option |
| Titanium Certificate |
48 Month Term |
$500 Minimum |
Quarterly Add-On Option |
One-Time Rate Upgrade Option |
| FlexibleFive Certificate |
60 Month Term |
$500 Minimum |
Quarterly Add-On Option |
One-Time Rate Upgrade Option |
| Jumbo Certificate |
30 - 180 Day Terms |
$50,000 Minimum |
. |
. |
| Jumbo Certificate |
12 Month Term |
$100,000 Minimum |
. |
|
Truth-In-Savings Disclosure
