 |
Looking for a credit card to help you
take care of business?
Click here to apply. |
Introducing the new Xceed Business Visa® Platinum Card!
You’re the boss. You think on your feet, you call the shots, you make it all happen—every single day. It’s a necessary and fulfilling part of running your own business.
Xceed Financial gets that, which is why we are proud to introduce the new Xceed Business
Visa® Platinum Card—offering you worldwide purchasing power, a competitive Annual Percentage Rate, and no annual fee.
- Manage expenses with detailed reporting
- Get special savings on business products
- Receive CURewards™ points for all your purchases—earn one point for every dollar you spend*
*Certain conditions and exclusions may apply. Details will be provided when you become a cardmember.
Ready to apply? Click here to download and complete our application, or stop by your local Xceed Financial Center. Questions? Call us at 800.XFCU.222.
Protect your Visa card with a personal password to help ensure that only you can use it at participating online stores. It's free. Activation is easy and only takes a minute.
Xceed Business Visa Platinum Card |
| Annual Percentage Rate (APR) for purchases: |
8.99% APR variable (Without Rewards)
13.99-14.99% APR variable (Rewards)
(as of 04/01/2010) |
| Balance Transfer APR: |
8.99 - 14.99% APR variable. |
| Cash Advance APR: |
8.99 - 14.99% APR variable. |
| Penalty APR: |
18%. See explanation below. † |
| Variable Rate Information: |
Your APR may vary. The rate is determined monthly by adding 11.74% to the Prime Rate. †† |
| Grace Period for repayment of balances for purchases: |
Not less than 25 days from the closing date of the billing cycle (provided you have paid your previous New Balance in full by the due date). |
Method of computing the balance for purchases: |
Average daily balance (including new purchases). |
| Transfer Fee for cash advances: |
$29 |
| Late Payment Fee: |
$29 |
| Minimum Finance Charge |
$1 |
† A penalty rate of 18% will apply to existing and future purchases and cash advances at any time your Account becomes two (2) monthly billing cycles past due in any twelve (12) month period finance charges on the Account balance will be calculated at the default annual percentage rate of 18% (corresponding daily default periodic rate of 0.0493%). When we have subsequently received six (6) minimum monthly payments on your Account on time, your annual percentage rate will revert to the then current prevailing annual percentage rate. An increase in the APR will cause higher finance charges and higher minimum payments.
†† The APRs for purchases, cash advances, and balance transfers may vary monthly and are determined by adding a fixed percentage (a “margin”) to the Prime Rate as published in The Wall Street Journal on the last day of each month (or on the next business day if The Wall Street Journal is not published on that day). The margin for purchases, cash advances, and balance transfers is 11.74% and the maximum APR is 18%.
Subject to credit approval.
