Calculators

Auto

• Which is better: a new or used vehicle?
  
• How much should depreciation cost me?
  
• Should I lease or purchase a vehicle?
  
• Should I finance or pay cash for a vehicle?
  
• How much will my vehicle payments be?
  
• Which vehicle loan is better?
  
• What term of vehicle loan should I choose?
  
• Should I use a home equity loan instead of an auto loan?
  
• Which is better: a rebate or special dealer financing?
  
• How long should I keep a vehicle?
  
• What vehicle can I afford?

Budgeting

• How much am I spending?
  
• Should I pay off debt or invest in savings?
  
• What will it take to pay off my balance?
  
• How much should I set aside for emergencies?
  
• How much will it cost to raise a child?
  
• What's it worth to reduce my spending?
  
• Should my spouse work too?

Home

• How much can I borrow?
  
• How much will my mortgage payments be?
  
• How much will my adjustable rate payments be?
  
• Which is better: fixed or adjustable?
  
• Should I pay points to lower the rate?
  
• Which is better: 15- or 30- year loan term?
  
• How much should I put down for a new home?
  
• How much can I save in taxes?
  
• What will my closing costs be?
  
• Am I better off renting?
  
• Am I better off refinancing?
  
• What will my refinancing costs be?
  
• How can I reduce mortgage insurance costs?
  
• Which lender has the better loan?
  
• Which loan is better?
  
• How advantageous are extra payments?
  
• What home can I afford?
  
• How much will my interest-only payment be?
  
• Which is better: interest-only or traditional?
  
• Is my Private Mortgage Insurance Deductible?

Retirement

• How will retirement affect my expenses?
  
• Am I saving enough? What can I change?
  
• How will this account be used?
  
• What will I earn with this account?
  
• How advantageous is increasing my savings?
  
• Which savings or income source will be the largest?
  
• How much can I contribute to my retirement plan each year?
  
• What if I underestimate my expenses?
  
• What will my income be after I retire?
  
• What will my expenses be after I retire?
  
• What happens if tax laws change?
  
• How much of an effect can inflation have?
  
• Which savings should be used first?
  
• How much will Social Security provide after retirement?
  
• What if Social Security no longer exists?
  
• Can I skip my 2009 Required Minimum Distribution?

Savings

• What will it take to become a millionaire?
  
• How much will my savings be worth?
  
• What will it take to save for a vehicle, home, etc.?
  
• What will it take to save for a college education?
  
• How will taxes and inflation affect my savings?
  
• How much of a difference will the rate make?
  
• What's it worth to reduce my spending?
  
• How much, at what rate, when?
  
• Which is better: cash or payments?
  
• How much will my share certificate be worth at maturity?
  

EDUCATORS

Auto

• Buying a vehicle
  
• Paying for a vehicle

Banking

• Banking

Home

• Home Buying
  
• Mortgage Refinancing

Investing

• Investing Basics
  
• Investing in Mutual Funds

Retirement for the Small Business

• Small Business Retirement Plans
  
• Employee Benefit Programs